Use cases
What you can build with Pelago.
Pelago is a modular layer, so the range of products teams can build with it is broad. The scenarios below show outcomes for the people our clients serve — illustrations of what teams can build, not descriptions of any live deployment.
What you can build
Four outcomes teams can build on Pelago.
Cross-border seller treasury
An online seller shipping to customers in many countries wants one clear place to see and manage its earnings across markets, instead of juggling a separate provider in every region. A marketplace, payments platform, or financial-services provider serving those sellers could build that experience on Pelago's building blocks.
Infrastructure buyer: marketplaces and financial-services or wallet providers serving sellers.
Personal funds across your own accounts
A person with significant assets wants a clearer way to move money between accounts they already own — for example, funding or withdrawing between their own insurance and brokerage accounts held in the same name. A wealth or financial-services provider could build this coordinated view on Pelago, within the rules of each institution.
Infrastructure buyer: wealth and financial-services providers, brokerages, insurers and distribution channels.
You and your AI agent
Someone using an AI agent to help with everyday tasks wants the agent to work from its own separate, rule-bound balance — with spending limits they set, approvals for anything larger, and a person always able to step in. A product team could build this pairing — the person's account alongside a distinct, permissioned balance for the agent — on Pelago's building blocks.
Infrastructure buyer: wallet and financial-services providers, and AI product teams.
Spend and send across borders
A person wants to pay in everyday places with a card and send money to people abroad, drawing on modern digital-currency balances behind the scenes — without thinking about the plumbing. A card program, wallet, or financial-services provider could build that experience on Pelago, working with the licensed partners each market requires.
Infrastructure buyer: card programs and wallet or financial-services providers.
These describe what an organization could build with Pelago. They are illustrations — not Pelago products, guaranteed outcomes, or claims that any particular organization uses Pelago.
Who builds on Pelago
Infrastructure for teams across finance and membership.
Wallet providers
Add stablecoin capabilities to your app without building the underlying rails yourself.
Financial-services providers
Layer stablecoin value movement and AI onto the accounts and products you already offer.
Membership & rewards programs
Modernize loyalty with programmable value and AI-driven personalization.
Insurers & distribution channels
Bring new value-movement and automation capabilities across your distribution chain.
Brokerages
Extend your offering with composable stablecoin and AI building blocks.
Trusts
Support new value and asset workflows with composable infrastructure.
Also for infrastructure teams: Crypto exchanges can compose Pelago's building blocks to extend beyond trading — into value movement, automation, and account tooling. Public blockchains and their ecosystem teams can work with Pelago at the infrastructure layer to help more organizations build on their networks. These are areas Pelago is designed to support — not claims that Pelago serves these segments today.
These describe what Pelago is designed to support, by audience. They are not client lists or deployment claims.
Next step
Ready to see what you can build?
Tell us about your product and what you're exploring with stablecoins and AI, and we'll set up a briefing.